Automobile injury claims in Minnesota are as unique as the more enjoyable qualities of the state itself. With every automobile accident, two potential claims may be brought: a no-fault claim and a liability claim.
Claims involving "no-fault" injury insurance often involve complex terms that are difficult to understand. The injury attorneys at Schroeder and Mandel can make sense of them for you. We welcome the opportunity to represent your claim in the quality way that we have become known for by our clients for years. Contact our law offices today from wherever you are in Minnesota to find out more.
A no-fault insurance claim is a claim made to your own insurance company or the insurance company insuring the vehicle in which you were riding. Your policy's no-fault provision should provide coverage for lost wages, medical expenses, replacement services and miscellaneous benefits. The insurance company verifies your expenses (medical, property damage, missed work, etc.) before they can be reimbursed to you. The company will most likely request copies of medical records, assorted bills, a doctor’s disability statement as well as wage loss verification from your employer. All motor vehicle owners in Minnesota must have no-fault insurance, except for persons who have been injured riding a motorcycle, which only requires liability coverage.
No-fault insurance will defray most out-of-pocket losses like medical bills and lost wages. The identity and liability of the person who caused the accident isn't a concern. You may also recover damages from a negligent driver for other losses such as disability and pain and suffering.
Minnesota's no-fault accident injury law is complicated as a result of being assembled by insurance companies and politicians. You should always consult with an experienced, caring attorney. The auto accident injury and no-claim attorneys at Schroeder and Mandel will help you understand the process around your no-fault claim, and will do everything they can to ensure the best outcome for you and your family.